Your money health is important. Having an emergency fund means having solid planning and awareness of “what can happen, will”.
General Information
General information questions and answers.
What are good reasons to have an emergency fund?
An emergency fund is a simple savings account devoted to a specific emergency – medical expenses, car repair, home repair, etc.
How much should I have in my emergency fund?
An emergency fund is a simple savings account devoted to a specific emergency – car repair, medical emergency, home repair, etc. Do you have one?
When is the one time focusing on saving and retirement shouldn’t be a first concern?
Focusing on savings and retirement is a smart move. However, there is a time where this might not be in your best interest.
How much is allowed for spending when it comes to “fun stuff”?
Fun stuff should not be avoided. When you are budgeting and watching what you spend, the fun stuff can keep you sane. Today, we’ll look at the fun stuff, how much is too much, and how much fun stuff you can really enjoy each month.
Is it a good idea to give yourself an allowance when building a personal budget?
Personal budgeting structures your spending each month. But, is it a good idea to give yourself an allowance in that budget? Today we look at the topic and give advice for this advanced budgeting tip.
What’s the easiest method of paying down a credit card?
There are many ways you can pay off your debts, specifically your credit card debt. Today we’ll look at what some people feel is the ‘easiest’ method to doing this.
Does First Choice offer any scholarships to area students?
First Choice Federal Credit Union is proud to offer the citizens of Lawrence County two different scholarships. We believe in the future of this area. Deadlines, downloads and explanations for our scholarships are provided.
How much do hobbies and vices cost me each year?
Money matters. How we spend is just as important (if not more) than what money we bring into our households. How do hobbies and vices factor into our spending?
Is investing in real estate the best place to invest for retirement?
Investing in real estate is not without risk, but it is not the most volatile investment you can make. For retirement, real estate might or might not be for you.