Interest on credit cards is a math-heavy topic. However, we can make things a bit more simple. Whether you just want to know APR, rates or what you spend in interest, we’re going to show you today.
General information questions and answers.
What does APR mean when someone talks about credit cards?
When it comes to credit cards, there are a lot of different things to consider. One is the APR. What is an APR? How does it correspond to credit cards?
Why is it important to use short-terms savings, long-term savings and daily spending accounts?
Having short-term, long-term and daily spending accounts are needed for full financial and money health. Multiple savings accounts and checking accounts and more are covered.
What’s the difference between short-term and long-term savings?
Savings accounts come in a few forms: specifically, short-term savings and long-term savings. Each savings account is used for a different goal.
I’ve budgeted and cut down on my spending, but it’s still not enough – now what?
Have you budgeted, cut down on expenses and focused on your money, but are you still not getting ahead? This article is for you!
Why is an emergency fund important for your overall money health?
Your money health is important. Having an emergency fund means having solid planning and awareness of “what can happen, will”.
What are good reasons to have an emergency fund?
An emergency fund is a simple savings account devoted to a specific emergency – medical expenses, car repair, home repair, etc.
How much should I have in my emergency fund?
An emergency fund is a simple savings account devoted to a specific emergency – car repair, medical emergency, home repair, etc. Do you have one?
When is the one time focusing on saving and retirement shouldn’t be a first concern?
Focusing on savings and retirement is a smart move. However, there is a time where this might not be in your best interest.
How much is allowed for spending when it comes to “fun stuff”?
Fun stuff should not be avoided. When you are budgeting and watching what you spend, the fun stuff can keep you sane. Today, we’ll look at the fun stuff, how much is too much, and how much fun stuff you can really enjoy each month.