Buying a car is exciting! But, are you actually ready, when it comes to your money, to afford it? Monthly payments aren’t for everyone – but here’s the answer!
budgets
How do I make a correct budget?
Budgeting is a good method of getting your spending under control. Properly budgeting is defined by these 4 items: income, expenses, differences and monthly.
I’ve budgeted and cut down on my spending, but it’s still not enough – now what?
Have you budgeted, cut down on expenses and focused on your money, but are you still not getting ahead? This article is for you!
How much is allowed for spending when it comes to “fun stuff”?
Fun stuff should not be avoided. When you are budgeting and watching what you spend, the fun stuff can keep you sane. Today, we’ll look at the fun stuff, how much is too much, and how much fun stuff you can really enjoy each month.
Is it a good idea to give yourself an allowance when building a personal budget?
Personal budgeting structures your spending each month. But, is it a good idea to give yourself an allowance in that budget? Today we look at the topic and give advice for this advanced budgeting tip.
When budgeting, what is the 50/20/30 method?
Budgeting is a large topic to talk about. There are many methods of budgeting, but one is the 50/20/30 budgeting method. Today, we’ll look at what it is, if it’s right for you, and how for you to use it.
Spring 2021 – First Choice Federal Credit Union Quarterly Newsletter
In this quarter’s First Choice FCU newsletter, we look at changing mindsets (our wants, our needs and our illusions), we say goodbye to an old friend and talk about cars, car loans and car buying – like a pro!
How much do hobbies and vices cost me each year?
Money matters. How we spend is just as important (if not more) than what money we bring into our households. How do hobbies and vices factor into our spending?
How do I make a budget with variable income in the household?
Variable incomes in a home make budgeting a more complex action. However, there is hope. We look at variable income budgeting and more.
Do I need budgeting software, or can I do a budget for free?
Creating and adhering to a budget is an important process inkeeping your financial health in good shape. Do you need software? Can you do it for free?