• Email:support@firstchoicefcuinfo.com
  • Rates
  • Calculators
  • Get Started!
  • support@firstchoicefcuinfo.com
  • Email:support@firstchoicefcuinfo.com
  • Visit First Choice FCU
  • Rates
  • Calculators
  • Get Started!
  • support@firstchoicefcuinfo.com
  • Visit First Choice FCU
  • News
  • Q & A
  • Blog
  • Tutorials
  • About Us
  • Rates
  • Calculators
  • Get Started!

Your FIRST CHOICE for growing your money sense!

Facebook
YouTube
  • News
  • Q & A
  • Blog
  • Tutorials
  • About

Questions and Answers

Do you have questions? Are you wondering about savings accounts? Kids and money? Maybe even why credit cards and debit cards are just so different? We look at those questions, and a lot more. Proceed with caution though – after you read through everything, you might just become a money master with your accounts!

How much is allowed for spending when it comes to “fun stuff”?

October 28, 2021 by First Choice Support

Fun stuff should not be avoided. When you are budgeting and watching what you spend, the fun stuff can keep you sane. Today, we’ll look at the fun stuff, how much is too much, and how much fun stuff you can really enjoy each month.

How much debt is “too much debt”?

October 27, 2021 by First Choice Support

Debt is neither a good thing nor a bad thing. The type of debt and how it is used is either good or bad. Today, we want to help you make that distinction, and to know how much is too much debt.

Is it a good idea to give yourself an allowance when building a personal budget?

October 26, 2021 by First Choice Support

Personal budgeting structures your spending each month. But, is it a good idea to give yourself an allowance in that budget? Today we look at the topic and give advice for this advanced budgeting tip.

When budgeting, what is the 50/20/30 method?

October 23, 2021 by First Choice Support

Budgeting is a large topic to talk about. There are many methods of budgeting, but one is the 50/20/30 budgeting method. Today, we’ll look at what it is, if it’s right for you, and how for you to use it.

What’s the easiest method of paying down a credit card?

October 22, 2021 by First Choice Support

There are many ways you can pay off your debts, specifically your credit card debt. Today we’ll look at what some people feel is the ‘easiest’ method to doing this.

Is it bad if I don’t pay off my credit cards each month?

October 20, 2021 by First Choice Support

Credit card debt is a frustrating subject. The most important thing that you can do for yourself is use it, and pay it off. But, should you pay everything off each month?

Does First Choice offer any scholarships to area students?

February 20, 2020 by First Choice Support

First Choice Federal Credit Union is proud to offer the citizens of Lawrence County two different scholarships. We believe in the future of this area. Deadlines, downloads and explanations for our scholarships are provided.

What is earnest money, when it comes to mortgages?

January 4, 2020 by First Choice Support

When you buy a home or sell your home, there is a lot to consider. One thing involving home loans and mortgages is earnest money. What is it?

How do I make a correct budget?

December 30, 2019 by First Choice Support

Budgeting is a good method of getting your spending under control. Properly budgeting is defined by these 4 items: income, expenses, differences and monthly.

How much do hobbies and vices cost me each year?

December 26, 2019 by First Choice Support

Money matters. How we spend is just as important (if not more) than what money we bring into our households. How do hobbies and vices factor into our spending?

Posts navigation

Previous 1 2 3 … 16 Next

Newsletter Signup

If you want easy-to-use, actionable money tips and strategies, you need this free newsletter. Signup below with your email, and a simple click of the button.


Get your FREE information





Find out what we offer for our newsletter and email info series

Who we are…

Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

Navigation

Current Rates (and more)
Tools & Calculators
Articles For Better Money Sense
Your Questions and Answers
All About Us
Need to Contact Us?
Sitemap

Why did we create this website?

For you! The family at First Choice wanted to build a central location that our community could get answers to their financial questions and needs. We wanted to create guides, articles, downloads, checklists, tutorials and more. By giving you the best strategies and tips to get more for your money, we hope to make our community much, much better.

First Choice Information Newsletter


Receive your FREE newsletter!

Recent articles

  • Fall 2022 Newsletter – First Choice Federal Credit Union of New Castle PA October 4, 2022
  • Summer 2022 Newsletter – First Choice Federal Credit Union of New Castle PA July 1, 2022
  • Spring 2022 – First Choice Federal Credit Union Newsletter April 4, 2022
  • WINTER 2022 – FIRST CHOICE FEDERAL CREDIT UNION NEWSLETTER January 2, 2022
  • How is interest actually calculated on credit cards? November 29, 2021

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

  • New Castle Office - 1144 Butler Avenue

    (724) 656-3595
Copyright © First Choice Federal Credit Union. All rights reserved.
  • USA Patriot Act
  • Terms Of Use
  • Copyright Notice
  • Privacy Policy

Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.