Credit cards can impact your credit rating in a positive and negative way, depending on quite a few factors. We look at those credit factors and more.
APR, or Annual Percentage Rate, is simply the interest rate of a line of credit. We look at APRs, what they mean to your final costs and more.
Credit cards are a staple in how our credit system used in the world today. We look at what credit cards, security issues and how they work.
The simple answer for First Choice is ‘absolutely’. For many credit unions, members ask the simple question ‘can I get a checking account, with my savings account?’ We offer some insight into this need.
All financial institutions are insured by the government. But the insuring bodies for a credit union are slightly different than that of a bank. We’ll cover the FDIC, NCUA, credit union insurance and the safety of your money with a credit union.
Joining a credit union is a simple process, that, in some cases, is easier that starting a bank account. But, this still begs the question, why should someone join a credit union?
Joining a credit union is a simple thing. But I still hear “how do I join a credit union?” more than any other question. Are you ready to get started as a credit union member?
Credit unions and banks have many differences, and some terrific similarities that you should note.