If you need to repair your credit, you need to be prepared for some time investment. Whether you do it on your own or hire a counseling service, you will need to put in some work.
Credit and Debit Cards
Credit cards and debit cards questions and answers.
My wife’s a saver, I use credit cards. How can we align our financial goals?
So your wife is a saver, and you only use credit cards. You do not have debt, but you want your financial goals to align better? There is one thing that works every time.
What is cash back on credit cards?
Credit cards usually offers perks for you joining their programs. Cash back on purchases is on credit card perk – and we talk about it today.
How many credit cards should I have?
Credit card ownership and use is a main part of daily life for many. However, the proper use of credit and credit cards should be clear – including, how many to own?
I’ve done everything I think I can…why isn’t my credit score improving?
Your credit score is a complex equation – one that defines how much credit you can get, if any. Rebuilding and building credit can be a pain. Find out more…
How much debt do I actually have?
Knowing what you owe and whom you owe it to is important. In this article, we look at all debts, what they are and how you can find out about them.
Are there any secrets to negotiating lower interest with my credit card company?
One of the best things a good-standing credit card owner can do is negotiate for lower interest rates. How can you do this?
What is a point system on a credit card?
The point system in the credit card industry gives a number that shows good, bad, great or seriously poor value to a person’s credit rating.
Are there different types of credit cards?
Credit cards are simply lines of credit that are used via plastic cards. Today we look at the two types of credit cards: secured and unsecured.
What are the main benefits of credit cards?
Credit cards can offer much more than lines of credit for you. Everything from convenience, to point programs and more are discussed.