First Choice FCU of New Castle PA has created an evolving list of loans and loan services to better serve our membership.
Credit and Debit Cards
Credit cards and debit cards questions and answers.
If I’m shopping online is it better to use my credit card or my debit card to make purchases?
Shopping online is a given when it comes to the holiday season, and out of it. Is it better to use your credit card or your debit card to make purchases?
When is ok to finance a purchase through credit, or more debt?
All debt might seem bad. But there are situations that arise when getting a loan or a line of credit, while making debt, also might be for the best.
How do you determine your net worth?
Determining your net worth gives you a great example of where your money health is at, and the path you need to go to meet your financial goals.
I am about to help my child start building their credit with a credit card and a car loan – is this right or wrong?
Helping your child develop into a financially stable adult can be difficult. Is a good idea to help them with credit cards and a loan, or no?
How do I start to repair my credit?
If you need to repair your credit, you need to be prepared for some time investment. Whether you do it on your own or hire a counseling service, you will need to put in some work.
My wife’s a saver, I use credit cards. How can we align our financial goals?
So your wife is a saver, and you only use credit cards. You do not have debt, but you want your financial goals to align better? There is one thing that works every time.
What is cash back on credit cards?
Credit cards usually offers perks for you joining their programs. Cash back on purchases is on credit card perk – and we talk about it today.
How many credit cards should I have?
Credit card ownership and use is a main part of daily life for many. However, the proper use of credit and credit cards should be clear – including, how many to own?
I’ve done everything I think I can…why isn’t my credit score improving?
Your credit score is a complex equation – one that defines how much credit you can get, if any. Rebuilding and building credit can be a pain. Find out more…