Tacking your savings and budgeting goals can offer a lot of solutions. However, sometimes its good to start with the basics – paper and pen. We look at ways to track them adn more.
Budgeting
How do I know if I’m financially ready to buy a new car?
Buying a car is exciting! But, are you actually ready, when it comes to your money, to afford it? Monthly payments aren’t for everyone – but here’s the answer!
How do I make a correct budget?
Budgeting is a good method of getting your spending under control. Properly budgeting is defined by these 4 items: income, expenses, differences and monthly.
How much should I have in my emergency fund?
An emergency fund is a simple savings account devoted to a specific emergency – car repair, medical emergency, home repair, etc. Do you have one?
How much is allowed for spending when it comes to “fun stuff”?
Fun stuff should not be avoided. When you are budgeting and watching what you spend, the fun stuff can keep you sane. Today, we’ll look at the fun stuff, how much is too much, and how much fun stuff you can really enjoy each month.
How much debt is “too much debt”?
Debt is neither a good thing nor a bad thing. The type of debt and how it is used is either good or bad. Today, we want to help you make that distinction, and to know how much is too much debt.
Is it a good idea to give yourself an allowance when building a personal budget?
Personal budgeting structures your spending each month. But, is it a good idea to give yourself an allowance in that budget? Today we look at the topic and give advice for this advanced budgeting tip.
When budgeting, what is the 50/20/30 method?
Budgeting is a large topic to talk about. There are many methods of budgeting, but one is the 50/20/30 budgeting method. Today, we’ll look at what it is, if it’s right for you, and how for you to use it.
What’s the easiest method of paying down a credit card?
There are many ways you can pay off your debts, specifically your credit card debt. Today we’ll look at what some people feel is the ‘easiest’ method to doing this.
How much do hobbies and vices cost me each year?
Money matters. How we spend is just as important (if not more) than what money we bring into our households. How do hobbies and vices factor into our spending?