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Are PayDay loans good or bad for my credit?

August 31, 2019 by First Choice Support

Are PayDay loans good for your credit? Are they good in general? We answer those questions today!

How much debt do I actually have?

June 20, 2019 by First Choice Support

Knowing what you owe and whom you owe it to is important. In this article, we look at all debts, what they are and how you can find out about them.

How are pre-approval and pre-qualifying different?

May 30, 2019 by First Choice Support

The loan process has many steps. Pre-approval and pre-qualification are steps in the home lending process.

20 Money-saving tips your wallet or purse will love

August 21, 2018 by First Choice Support

Everyone needs help making their dollars stretch. Even if you’re comfortable financial, everyone could use more money. We cover solid money tips, strategies and more.

How much can I afford for a car loan?

August 21, 2018 by First Choice Support

A car loan is a major expense. What you can and can’t afford is a very personal topic for you. We look at this issue, and a handy calculator to use.

How does a car loan affect my credit rating?

August 21, 2018 by First Choice Support

Buying a car is a major purchase. Because of this, most people use a car loan to offset that major cost. But a car loan can affect your credit rating.

What fees are involved with a car loan?

August 21, 2018 by First Choice Support

Car loans are loans specific to buying a new or used vehicle. There are some fees associated with automobile loans. We detail what they are, and how much.

What fees are involved with a personal loan?

August 21, 2018 by First Choice Support

Personal loans are a simple way to get extra money when you need it for things like vacations, dental work and minor home improvements. Are there fees you should know about?

Do I need a personal loan?

August 19, 2018 by First Choice Support

A personal loan can let you receive money for less expensive needs from cars and homes, like a vacation.

Should I get a loan for my car, or save and pay cash?

August 19, 2018 by First Choice Support

A vehicle is parallel only to a car in the expense and responsibility needed. To get a car loan or to save and pay cash is a great question to answer.

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Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Recent articles

  • Spring 2023 Newsletter – First Choice Federal Credit Union of New Castle PA April 1, 2023
  • What is the easiest way to track my savings and budgeting goals? March 16, 2023
  • How do you determine your net worth? March 14, 2023
  • Will checking my credit score hurt my credit? March 13, 2023
  • How do I know if I’m financially ready to buy a new car? March 11, 2023

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

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    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.