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home loans
What is earnest money, when it comes to mortgages?
When you buy a home or sell your home, there is a lot to consider. One thing involving home loans and mortgages is earnest money. What is it?
What types of loans do you offer?
First Choice FCU of New Castle PA has created an evolving list of loans and loan services to better serve our membership.
What are closing costs, and who pays them?
When buying or selling a home, there are many costs. One of which are the closing costs on a home. Today we look at mortgages and costs for home buying.
What types of mortgage loans are available?
What are the various types of mortgage and home loans available to you? Which is best for your needs in Lawrence County?
What fees and costs are associated with closing costs on a home?
There are extra fees and costs associated with buying a home. These are called closing costs. What are they? When do you pay them?
Should I talk with the credit union before purchasing a home?
First Choice has a wide range of options for our members to move into home ownership. Find out more about mortgages and home loans.
What is an escrow account, and do I need one for my home loan?
An escrow account is a very much needed device for mortgages and home sales. We look at what that means and why escrow accounts are used.
What’s the first step in the process of buying a home?
There are many steps in the home buying process. Buying a home is a very big step in someone’s life. We look at what to do and what not.
Should I refinance my house?
Your home is a valuable asset. While we all need money, refinancing might, or might not, be your best answer in troubling times. We try to answer if and when to refinance your home.