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debt

How much debt is “too much debt”?

October 27, 2021 by First Choice Support

Debt is neither a good thing nor a bad thing. The type of debt and how it is used is either good or bad. Today, we want to help you make that distinction, and to know how much is too much debt.

Is it bad if I don’t pay off my credit cards each month?

October 20, 2021 by First Choice Support

Credit card debt is a frustrating subject. The most important thing that you can do for yourself is use it, and pay it off. But, should you pay everything off each month?

When is ok to finance a purchase through credit, or more debt?

November 6, 2019 by First Choice Support

All debt might seem bad. But there are situations that arise when getting a loan or a line of credit, while making debt, also might be for the best.

My spouse died with a ton of debt…what do I do?

October 28, 2019 by First Choice Support

Debt is a complicated issue when it comes to marriage. When your spouse dies, their debt does not necessarily become yours. Here is how to tell…

Should I consolidate all of my debt?

October 18, 2019 by First Choice Support

Debt consolidation is a method of taking all debt and paying it off, moving it into a new loan. This has many benefits for your credit and for your wallet.

How much debt do I actually have?

June 20, 2019 by First Choice Support

Knowing what you owe and whom you owe it to is important. In this article, we look at all debts, what they are and how you can find out about them.

How do I manage money with my spouse?

May 23, 2019 by First Choice Support

Money management is always a concern for our members. But when you add another person to the mix, like your spouse, things can become complicated.

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Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Recent articles

  • Spring 2023 Newsletter – First Choice Federal Credit Union of New Castle PA April 1, 2023
  • What is the easiest way to track my savings and budgeting goals? March 16, 2023
  • How do you determine your net worth? March 14, 2023
  • Will checking my credit score hurt my credit? March 13, 2023
  • How do I know if I’m financially ready to buy a new car? March 11, 2023

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  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

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    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.