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20 Money-saving tips your wallet or purse will love

August 21, 2018 by First Choice Support

Everyone needs help making their dollars stretch. Even if you’re comfortable financial, everyone could use more money. We cover solid money tips, strategies and more.

How does a car loan affect my credit rating?

August 21, 2018 by First Choice Support

Buying a car is a major purchase. Because of this, most people use a car loan to offset that major cost. But a car loan can affect your credit rating.

Are there different types of credit cards?

August 19, 2018 by First Choice Support

Credit cards are simply lines of credit that are used via plastic cards. Today we look at the two types of credit cards: secured and unsecured.

Should I get a loan for my car, or save and pay cash?

August 19, 2018 by First Choice Support

A vehicle is parallel only to a car in the expense and responsibility needed. To get a car loan or to save and pay cash is a great question to answer.

What are the main benefits of credit cards?

August 19, 2018 by First Choice Support

Credit cards can offer much more than lines of credit for you. Everything from convenience, to point programs and more are discussed.

How does a mortgage loan affect my credit rating?

August 19, 2018 by First Choice Support

All loans and credit accounts can have a major impact on your personal credit rating and credit score. Your mortgage or home loan is one of the bigger ones.

How are secured credit cards different than normal credit cards?

August 19, 2018 by First Choice Support

Secured credit cards are different than traditional credit cards and credit accounts. There are also some similarities that you should know!

How young can you be to get a credit card?

August 19, 2018 by First Choice Support

Credit cards and credit accounts are part of growing up from childhood to adulthood. First Choice offers credit accounts, but how old must one be to receive one?

I need a loan…how can First Choice Federal Credit Union help me?

August 19, 2018 by First Choice Support

Getting a loan can be an often trying experience. First Choice loans are very simple, and very easy to start.

6 Warning Signs That Financial Problems Might Be On Your Horizon

August 15, 2018 by First Choice Support

Hindsight is always 20/20, right? However, you can spot financial problems. Here are the top 6 warning signs that you be about to experience issues today.

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Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Recent articles

  • Spring 2023 Newsletter – First Choice Federal Credit Union of New Castle PA April 1, 2023
  • What is the easiest way to track my savings and budgeting goals? March 16, 2023
  • How do you determine your net worth? March 14, 2023
  • Will checking my credit score hurt my credit? March 13, 2023
  • How do I know if I’m financially ready to buy a new car? March 11, 2023

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

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    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.