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credit cards

How do you determine your net worth?

March 14, 2023 by First Choice Support

Determining your net worth gives you a great example of where your money health is at, and the path you need to go to meet your financial goals.

How is interest actually calculated on credit cards?

November 29, 2021 by First Choice Support

Interest on credit cards is a math-heavy topic. However, we can make things a bit more simple. Whether you just want to know APR, rates or what you spend in interest, we’re going to show you today.

What does APR mean when someone talks about credit cards?

November 26, 2021 by First Choice Support

When it comes to credit cards, there are a lot of different things to consider. One is the APR. What is an APR? How does it correspond to credit cards?

What’s the easiest method of paying down a credit card?

October 22, 2021 by First Choice Support

There are many ways you can pay off your debts, specifically your credit card debt. Today we’ll look at what some people feel is the ‘easiest’ method to doing this.

Is it bad if I don’t pay off my credit cards each month?

October 20, 2021 by First Choice Support

Credit card debt is a frustrating subject. The most important thing that you can do for yourself is use it, and pay it off. But, should you pay everything off each month?

Fall 2021 – First Choice Federal Credit Union Newsletter

October 5, 2021 by First Choice Support

In this installment of the First Choice Federal Credit Union Newsletter for the Fall (October) of 2021, we’ll be talking a lot about money, the economy and the holidays. Thanks for coming back, and being a member of our community!

Summer 2021 – First Choice Federal Credit Union Quarterly Newsletter

July 8, 2021 by First Choice Support

Summer 2021 First Choice Federal Credit Union Newsletter. We celebrate our new mobile banking app, remember a lost member of the credit union and more.

Real ways to improve your credit score in 2020 in New Castle

February 4, 2020 by First Choice Support

Your credit report and your credit score can impact you in a ton of ways. In 2020, you can increase your credit score with a few, simple methods. Here is how!

If I’m shopping online is it better to use my credit card or my debit card to make purchases?

November 14, 2019 by First Choice Support

Shopping online is a given when it comes to the holiday season, and out of it. Is it better to use your credit card or your debit card to make purchases?

I am about to help my child start building their credit with a credit card and a car loan – is this right or wrong?

October 2, 2019 by First Choice Support

Helping your child develop into a financially stable adult can be difficult. Is a good idea to help them with credit cards and a loan, or no?

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Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Recent articles

  • Spring 2023 Newsletter – First Choice Federal Credit Union of New Castle PA April 1, 2023
  • What is the easiest way to track my savings and budgeting goals? March 16, 2023
  • How do you determine your net worth? March 14, 2023
  • Will checking my credit score hurt my credit? March 13, 2023
  • How do I know if I’m financially ready to buy a new car? March 11, 2023

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

  • New Castle Office - 1144 Butler Avenue

    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.