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How is interest actually calculated on credit cards?

November 29, 2021 by First Choice Support

Interest on credit cards is a math-heavy topic. However, we can make things a bit more simple. Whether you just want to know APR, rates or what you spend in interest, we’re going to show you today.

What does APR mean when someone talks about credit cards?

November 26, 2021 by First Choice Support

When it comes to credit cards, there are a lot of different things to consider. One is the APR. What is an APR? How does it correspond to credit cards?

What’s the easiest method of paying down a credit card?

October 22, 2021 by First Choice Support

There are many ways you can pay off your debts, specifically your credit card debt. Today we’ll look at what some people feel is the ‘easiest’ method to doing this.

Is it bad if I don’t pay off my credit cards each month?

October 20, 2021 by First Choice Support

Credit card debt is a frustrating subject. The most important thing that you can do for yourself is use it, and pay it off. But, should you pay everything off each month?

Fall 2021 – First Choice Federal Credit Union Newsletter

October 5, 2021 by First Choice Support

In this installment of the First Choice Federal Credit Union Newsletter for the Fall (October) of 2021, we’ll be talking a lot about money, the economy and the holidays. Thanks for coming back, and being a member of our community!

Summer 2021 – First Choice Federal Credit Union Quarterly Newsletter

July 8, 2021 by First Choice Support

Summer 2021 First Choice Federal Credit Union Newsletter. We celebrate our new mobile banking app, remember a lost member of the credit union and more.

Real ways to improve your credit score in 2020 in New Castle

February 4, 2020 by First Choice Support

Your credit report and your credit score can impact you in a ton of ways. In 2020, you can increase your credit score with a few, simple methods. Here is how!

What is cash back on credit cards?

August 19, 2019 by First Choice Support

Credit cards usually offers perks for you joining their programs. Cash back on purchases is on credit card perk – and we talk about it today.

How many credit cards should I have?

July 31, 2019 by First Choice Support

Credit card ownership and use is a main part of daily life for many. However, the proper use of credit and credit cards should be clear – including, how many to own?

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Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Recent articles

  • Spring 2023 Newsletter – First Choice Federal Credit Union of New Castle PA April 1, 2023
  • What is the easiest way to track my savings and budgeting goals? March 16, 2023
  • How do you determine your net worth? March 14, 2023
  • Will checking my credit score hurt my credit? March 13, 2023
  • How do I know if I’m financially ready to buy a new car? March 11, 2023

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

  • New Castle Office - 1144 Butler Avenue

    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.