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credit

Will checking my credit score hurt my credit?

March 13, 2023 by First Choice Support

Checking your credit history shouldn’t hurt your credit score, right? Well, this is not always the case. Sometimes it can hurt your credit score and more.

How is interest actually calculated on credit cards?

November 29, 2021 by First Choice Support

Interest on credit cards is a math-heavy topic. However, we can make things a bit more simple. Whether you just want to know APR, rates or what you spend in interest, we’re going to show you today.

Fall 2020 – First Choice Federal Credit Union of New Castle PA Newsletter

October 19, 2020 by First Choice Support

In this Fall 2020 newsletter from First Choice, we discuss the ever-changing world we live in. The economics, the social needs, and how we are all fairing. We also look at an important topic, credit and credit scores (and how to improve on them).

Why is my credit score so different in different places?

September 1, 2020 by First Choice Support

Your credit score is just a simple number for understanding how healthy your credit is. One source can have a VERY big difference in credit score than another.

Real ways to improve your credit score in 2020 in New Castle

February 4, 2020 by First Choice Support

Your credit report and your credit score can impact you in a ton of ways. In 2020, you can increase your credit score with a few, simple methods. Here is how!

Can my spouse’s spotty credit history reflect back (poorly) on me?

November 21, 2019 by First Choice Support

Credit and credit history is important. When you get married there are a few things that you should know about credit, debt and credit scores.

How do you fix mistakes on your credit report?

October 12, 2019 by First Choice Support

Your credit report is what many lenders use to get an view of your credit history. Having a mistake on that can prevent loans. Here is how to get it fixed!

How do I start to repair my credit?

September 26, 2019 by First Choice Support

If you need to repair your credit, you need to be prepared for some time investment. Whether you do it on your own or hire a counseling service, you will need to put in some work.

Are PayDay loans good or bad for my credit?

August 31, 2019 by First Choice Support

Are PayDay loans good for your credit? Are they good in general? We answer those questions today!

The anatomy of a credit report: Preparing for better credit today

May 7, 2019 by First Choice Support

What is a credit report? How can use a credit report to strengthen your credit starting today? We look at the anatomy and use of a credit report.

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Who we are…

Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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For you! The family at First Choice wanted to build a central location that our community could get answers to their financial questions and needs. We wanted to create guides, articles, downloads, checklists, tutorials and more. By giving you the best strategies and tips to get more for your money, we hope to make our community much, much better.

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Recent articles

  • Spring 2023 Newsletter – First Choice Federal Credit Union of New Castle PA April 1, 2023
  • What is the easiest way to track my savings and budgeting goals? March 16, 2023
  • How do you determine your net worth? March 14, 2023
  • Will checking my credit score hurt my credit? March 13, 2023
  • How do I know if I’m financially ready to buy a new car? March 11, 2023

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

  • New Castle Office - 1144 Butler Avenue

    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.