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car loans

Can I still get a car loan if I already have a loan with First Choice?

July 13, 2019 by First Choice Support

Getting a loan is one thing, but can you have more than one loan with First Choice?

Can a person who previously filed for bankruptcy get a car loan?

July 9, 2019 by First Choice Support

Bankruptcy can be overwhelming. If you’ve filed for bankruptcy, you might think getting a car loan can be difficult. There can be issues, but we’ll explain how.

What is my budget for a new car or a used car?

June 3, 2019 by First Choice Support

New cars and used cars have seriously separate values when it comes to buying. What can you afford? And how can you afford it?

Do I have to sign-up for automatic payments for my car loan? How do I do that?

May 14, 2019 by First Choice Support

Signing up for automatic payments for your car loan is a consideration, and something that we recommend. Find out why, and how, to do that.

How much can I afford for a car loan?

August 21, 2018 by First Choice Support

A car loan is a major expense. What you can and can’t afford is a very personal topic for you. We look at this issue, and a handy calculator to use.

How does a car loan affect my credit rating?

August 21, 2018 by First Choice Support

Buying a car is a major purchase. Because of this, most people use a car loan to offset that major cost. But a car loan can affect your credit rating.

What fees are involved with a car loan?

August 21, 2018 by First Choice Support

Car loans are loans specific to buying a new or used vehicle. There are some fees associated with automobile loans. We detail what they are, and how much.

Should I get a loan for my car, or save and pay cash?

August 19, 2018 by First Choice Support

A vehicle is parallel only to a car in the expense and responsibility needed. To get a car loan or to save and pay cash is a great question to answer.

What are the terms for a car loan?

August 19, 2018 by First Choice Support

Car loans offer different rates, and different terms. Should you choose less years to get the vehicle paid off sooner? Or should you go longer, with a lower payment?

What is GAP Protection and GAP Plus Protection?

August 19, 2018 by First Choice Support

GAP protection allows your money to be protected during the life of a loan. GAP protection and GAP Plus offers separate terms.

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Recent articles

  • Spring 2023 Newsletter – First Choice Federal Credit Union of New Castle PA April 1, 2023
  • What is the easiest way to track my savings and budgeting goals? March 16, 2023
  • How do you determine your net worth? March 14, 2023
  • Will checking my credit score hurt my credit? March 13, 2023
  • How do I know if I’m financially ready to buy a new car? March 11, 2023

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    (724) 652-8070

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    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.