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car loan

How do I know if I’m financially ready to buy a new car?

March 11, 2023 by First Choice Support

Buying a car is exciting! But, are you actually ready, when it comes to your money, to afford it? Monthly payments aren’t for everyone – but here’s the answer!

Spring 2021 – First Choice Federal Credit Union Quarterly Newsletter

April 7, 2021 by First Choice Support

In this quarter’s First Choice FCU newsletter, we look at changing mindsets (our wants, our needs and our illusions), we say goodbye to an old friend and talk about cars, car loans and car buying – like a pro!

Real ways to improve your credit score in 2020 in New Castle

February 4, 2020 by First Choice Support

Your credit report and your credit score can impact you in a ton of ways. In 2020, you can increase your credit score with a few, simple methods. Here is how!

What types of loans do you offer?

December 9, 2019 by First Choice Support

First Choice FCU of New Castle PA has created an evolving list of loans and loan services to better serve our membership.

What is the minimum loan amount for a car at First Choice?

December 5, 2019 by First Choice Support

Car loans offer a path to owning a vehicle with reduced interest rates with First Choice. What are those terms? What can you expect from your car loan?

What are the current rates for a car loan?

November 11, 2019 by First Choice Support

Car loans boil down to three required amounts – time, amount and interest rate. First Choice FCU has some of the lowest rates around New Castle PA.

I am about to help my child start building their credit with a credit card and a car loan – is this right or wrong?

October 2, 2019 by First Choice Support

Helping your child develop into a financially stable adult can be difficult. Is a good idea to help them with credit cards and a loan, or no?

Should I get a personal loan or a car loan, for the used car I want to buy?

September 15, 2019 by First Choice Support

Buying a car is a great feeling. But, what type of loan is best for getting a used car? Should you get a personal loan or a car loan?

When I buy a new car, what is the best thing to do with my old car?

August 17, 2019 by First Choice Support

Buying a car is a great event. New smells, new miles and new adventures await. The whole process also begs one question – what do you do with your old car?

Can I still get a car loan if I already have a loan with First Choice?

July 13, 2019 by First Choice Support

Getting a loan is one thing, but can you have more than one loan with First Choice?

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Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Recent articles

  • Spring 2023 Newsletter – First Choice Federal Credit Union of New Castle PA April 1, 2023
  • What is the easiest way to track my savings and budgeting goals? March 16, 2023
  • How do you determine your net worth? March 14, 2023
  • Will checking my credit score hurt my credit? March 13, 2023
  • How do I know if I’m financially ready to buy a new car? March 11, 2023

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

  • New Castle Office - 1144 Butler Avenue

    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.