Home ownership, unfortunately, is not for everyone. There are times when someone could be faced with foreclosure and short sales.
Questions and Answers
Do you have questions? Are you wondering about savings accounts? Kids and money? Maybe even why credit cards and debit cards are just so different? We look at those questions, and a lot more. Proceed with caution though – after you read through everything, you might just become a money master with your accounts!
How do I actually start saving for retirement?
Saving for retirement is a serious need. How do you get started? How can you start saving for retirement simply?
What is a dividend?
There are various parts of investing that people should be concerned. One is the dividend that you can receive – your share of profits.
Are there any secrets to negotiating lower interest with my credit card company?
One of the best things a good-standing credit card owner can do is negotiate for lower interest rates. How can you do this?
What is my budget for a new car or a used car?
New cars and used cars have seriously separate values when it comes to buying. What can you afford? And how can you afford it?
What is a point system on a credit card?
The point system in the credit card industry gives a number that shows good, bad, great or seriously poor value to a person’s credit rating.
How are pre-approval and pre-qualifying different?
The loan process has many steps. Pre-approval and pre-qualification are steps in the home lending process.
What is included in my mortgage payments?
Your monthly mortgage payment includes fees and taxes that are standard for many home owners. What fees and taxes can you expect in your mortgage payments?
Are credit counseling agencies a scam?
Credit counseling agencies at their core are meant to help consumers take bad credit into the good area through proper planning and tactics. Are they legitimate?
How do I manage money with my spouse?
Money management is always a concern for our members. But when you add another person to the mix, like your spouse, things can become complicated.