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Questions and Answers

Do you have questions? Are you wondering about savings accounts? Kids and money? Maybe even why credit cards and debit cards are just so different? We look at those questions, and a lot more. Proceed with caution though – after you read through everything, you might just become a money master with your accounts!

When should I change or revise my budget? How often?

July 18, 2019 by First Choice Support

Budgets are a living thing. They are created, edited and changed many times as your needs grow and change.

I’ve done everything I think I can…why isn’t my credit score improving?

July 15, 2019 by First Choice Support

Your credit score is a complex equation – one that defines how much credit you can get, if any. Rebuilding and building credit can be a pain. Find out more…

Can I still get a car loan if I already have a loan with First Choice?

July 13, 2019 by First Choice Support

Getting a loan is one thing, but can you have more than one loan with First Choice?

Can a person who previously filed for bankruptcy get a car loan?

July 9, 2019 by First Choice Support

Bankruptcy can be overwhelming. If you’ve filed for bankruptcy, you might think getting a car loan can be difficult. There can be issues, but we’ll explain how.

As the seller, what responsibilities do they have during the home buying process?

July 6, 2019 by First Choice Support

The home buying and home selling process has many areas. During the home selling process, specifically during closing, there are a few items sellers are responsible for.

Do I need homeowners insurance?

July 2, 2019 by First Choice Support

Homeowners insurance is a necessary part of owning your home. But, do you NEED homeowners insurance?

What type of information does First Choice gather during a car loan?

June 25, 2019 by First Choice Support

A car loan from any financial institution requires certain information to be collected. First Choice is no different.

What does investing mean?

June 23, 2019 by First Choice Support

Investing can seem like a complicated, overwhelming subject for the general consumer. Today, we look at what it is, and how it impacts you.

How much debt do I actually have?

June 20, 2019 by First Choice Support

Knowing what you owe and whom you owe it to is important. In this article, we look at all debts, what they are and how you can find out about them.

If I pay my car loan off early, is their a penalty?

June 16, 2019 by First Choice Support

Car loans are an important element for our members. What happens if you pay your loan off early?

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Who we are…

Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Why did we create this website?

For you! The family at First Choice wanted to build a central location that our community could get answers to their financial questions and needs. We wanted to create guides, articles, downloads, checklists, tutorials and more. By giving you the best strategies and tips to get more for your money, we hope to make our community much, much better.

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Recent articles

  • Fall 2022 Newsletter – First Choice Federal Credit Union of New Castle PA October 4, 2022
  • Summer 2022 Newsletter – First Choice Federal Credit Union of New Castle PA July 1, 2022
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  • WINTER 2022 – FIRST CHOICE FEDERAL CREDIT UNION NEWSLETTER January 2, 2022
  • How is interest actually calculated on credit cards? November 29, 2021

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

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    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.