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Questions and Answers

Do you have questions? Are you wondering about savings accounts? Kids and money? Maybe even why credit cards and debit cards are just so different? We look at those questions, and a lot more. Proceed with caution though – after you read through everything, you might just become a money master with your accounts!

Should I get a personal loan or a car loan, for the used car I want to buy?

September 15, 2019 by First Choice Support

Buying a car is a great feeling. But, what type of loan is best for getting a used car? Should you get a personal loan or a car loan?

What fees and costs are associated with closing costs on a home?

September 12, 2019 by First Choice Support

There are extra fees and costs associated with buying a home. These are called closing costs. What are they? When do you pay them?

How do I select a real estate agent when I go to buy a home?

September 8, 2019 by First Choice Support

Hiring a real estate when buying a home can be good choice for many, but is it for you? And how do you do it?

Should I talk with the credit union before purchasing a home?

September 5, 2019 by First Choice Support

First Choice has a wide range of options for our members to move into home ownership. Find out more about mortgages and home loans.

Should I invest in the stock market?

September 2, 2019 by First Choice Support

Should you invest in stock market? You can, but there might be a safer way to invest your money.

Are PayDay loans good or bad for my credit?

August 31, 2019 by First Choice Support

Are PayDay loans good for your credit? Are they good in general? We answer those questions today!

I’m not wealthy, should I worry about estate planning?

August 28, 2019 by First Choice Support

Estate planning is a necessary task, not matter your net worth. Today, we look at one very important part of retirement planning.

How does money get printed in the United States?

August 25, 2019 by First Choice Support

Money gets printed by every country on the face of Earth. Today, we are going to look at how the United States Treasury does it.

What should my kids know about saving for their retirement when they start working?

August 22, 2019 by First Choice Support

Kids don’t think about retirement accounts, let alone their savings, for most of their young lives. However, thinking about the future, and planning, makes sense.

What is cash back on credit cards?

August 19, 2019 by First Choice Support

Credit cards usually offers perks for you joining their programs. Cash back on purchases is on credit card perk – and we talk about it today.

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Who we are…

Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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For you! The family at First Choice wanted to build a central location that our community could get answers to their financial questions and needs. We wanted to create guides, articles, downloads, checklists, tutorials and more. By giving you the best strategies and tips to get more for your money, we hope to make our community much, much better.

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  • Fall 2022 Newsletter – First Choice Federal Credit Union of New Castle PA October 4, 2022
  • Summer 2022 Newsletter – First Choice Federal Credit Union of New Castle PA July 1, 2022
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  • WINTER 2022 – FIRST CHOICE FEDERAL CREDIT UNION NEWSLETTER January 2, 2022
  • How is interest actually calculated on credit cards? November 29, 2021

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

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    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.