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Questions and Answers

Do you have questions? Are you wondering about savings accounts? Kids and money? Maybe even why credit cards and debit cards are just so different? We look at those questions, and a lot more. Proceed with caution though – after you read through everything, you might just become a money master with your accounts!

Is investing in real estate the best place to invest for retirement?

December 19, 2019 by First Choice Support

Investing in real estate is not without risk, but it is not the most volatile investment you can make. For retirement, real estate might or might not be for you.

What documents should I have as I approach retirement?

December 15, 2019 by First Choice Support

Approaching retirement age is something we will all face. Having the right planning ready for your retirement is a key to having a happy retirement.

What types of loans do you offer?

December 9, 2019 by First Choice Support

First Choice FCU of New Castle PA has created an evolving list of loans and loan services to better serve our membership.

What is the minimum loan amount for a car at First Choice?

December 5, 2019 by First Choice Support

Car loans offer a path to owning a vehicle with reduced interest rates with First Choice. What are those terms? What can you expect from your car loan?

How do I know if I’m financially ready to buy a new car?

November 30, 2019 by First Choice Support

Buying a car is exciting! But, are you actually ready, when it comes to your money, to afford it? Monthly payments aren’t for everyone – but here’s the answer!

I own a home, should I buy another before selling this house?

November 27, 2019 by First Choice Support

Buying a new home is exciting! But how does home buying and home selling change if you already own a home? Do you sell your home now, or after you move?

Will checking my credit score hurt my credit?

November 24, 2019 by First Choice Support

Checking your credit history shouldn’t hurt your credit score, right? Well, this is not always the case. Sometimes it can hurt your credit score and more.

Can my spouse’s spotty credit history reflect back (poorly) on me?

November 21, 2019 by First Choice Support

Credit and credit history is important. When you get married there are a few things that you should know about credit, debt and credit scores.

How do I make a budget with variable income in the household?

November 17, 2019 by First Choice Support

Variable incomes in a home make budgeting a more complex action. However, there is hope. We look at variable income budgeting and more.

If I’m shopping online is it better to use my credit card or my debit card to make purchases?

November 14, 2019 by First Choice Support

Shopping online is a given when it comes to the holiday season, and out of it. Is it better to use your credit card or your debit card to make purchases?

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Who we are…

Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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For you! The family at First Choice wanted to build a central location that our community could get answers to their financial questions and needs. We wanted to create guides, articles, downloads, checklists, tutorials and more. By giving you the best strategies and tips to get more for your money, we hope to make our community much, much better.

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Recent articles

  • Fall 2022 Newsletter – First Choice Federal Credit Union of New Castle PA October 4, 2022
  • Summer 2022 Newsletter – First Choice Federal Credit Union of New Castle PA July 1, 2022
  • Spring 2022 – First Choice Federal Credit Union Newsletter April 4, 2022
  • WINTER 2022 – FIRST CHOICE FEDERAL CREDIT UNION NEWSLETTER January 2, 2022
  • How is interest actually calculated on credit cards? November 29, 2021

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

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    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.