First Choice Federal Credit Union is located across 3 branches in Lawrence County Pennsylvania (and New Castle, specifically).
Questions and Answers
Do you have questions? Are you wondering about savings accounts? Kids and money? Maybe even why credit cards and debit cards are just so different? We look at those questions, and a lot more. Proceed with caution though – after you read through everything, you might just become a money master with your accounts!
What is a 401(k) account?
An 401(k) account is a retirement investment account that requires an employer to begin. We look at the restrictions and benefits of 401(k) today.
What is an IRA account?
An IRA account is a simple retirement investment account that does not require an employer to begin. We look at the restrictions and benefits of IRA today.
Are there different types of credit cards?
Credit cards are simply lines of credit that are used via plastic cards. Today we look at the two types of credit cards: secured and unsecured.
Do I need a personal loan?
A personal loan can let you receive money for less expensive needs from cars and homes, like a vacation.
Should I get a loan for my car, or save and pay cash?
A vehicle is parallel only to a car in the expense and responsibility needed. To get a car loan or to save and pay cash is a great question to answer.
What types of loans are there for home ownership?
Home ownership is a major part of entering adulthood. For such a large purchase, getting a home loan or mortgage makes the most sense. Knowing all the types makes more.
When should I start allocating money into my retirement account?
Starting a retirement account is necessary. “Early and often” is a great mentality for starting to allocate money into your retirement account.
What are the main benefits of credit cards?
Credit cards can offer much more than lines of credit for you. Everything from convenience, to point programs and more are discussed.
Is now the best time to get a house and a mortgage?
Owning your first home is a large step. When you attempt to get a house loan or mortgage, giving yourself room in your budget for those monthly payments matter.