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Questions and Answers

Do you have questions? Are you wondering about savings accounts? Kids and money? Maybe even why credit cards and debit cards are just so different? We look at those questions, and a lot more. Proceed with caution though – after you read through everything, you might just become a money master with your accounts!

My child has a lot of debt…what is the best way to help?

May 20, 2019 by First Choice Support

Your children are people – anyone can have bad debt. The question is, when your child has bad debt, what should you do about it?

What is the Federal Reserve Bank?

May 16, 2019 by First Choice Support

The Federal Reserve Bank operates through 12 smaller banks. “The Fed” operates on but outside the government.

Do I have to sign-up for automatic payments for my car loan? How do I do that?

May 14, 2019 by First Choice Support

Signing up for automatic payments for your car loan is a consideration, and something that we recommend. Find out why, and how, to do that.

What kind of savings account do I need for myself?

May 11, 2019 by First Choice Support

There are many types of accounts and savings account our First Choice members can use. But, what kind of savings account do you need?

How can I get my credit report?

May 9, 2019 by First Choice Support

How can you get your credit report? Where do you get your credit report from? And, what can a credit report allow you to do?

The anatomy of a credit report: Preparing for better credit today

May 7, 2019 by First Choice Support

What is a credit report? How can use a credit report to strengthen your credit starting today? We look at the anatomy and use of a credit report.

“Honey, the IRS is on the phone…” – From the Desk of the CEO

February 8, 2019 by First Choice Support

This is the time of year for a bad scam – the IRS scam. Learn what it is and how you can protect yourself.

Using your credit union to protect your financial wishes with a Payable On Death (POD)

September 2, 2018 by First Choice Support

Death is a tough subject to think about. However, with proper planning and with something like a POD (Payable On Death) account, your credit union can help ease your stress.

Are there any other benefits to naming a Payable On Death (POD)?

September 2, 2018 by First Choice Support

One of the largest benefits to adding a payable on death (POD) beneficiary to your account with First Choice FCU is that it increases your insurance coverage by $250,000!

What if an account owner adds a POD, and a joint owner adds another?

September 2, 2018 by First Choice Support

No Payable On Death (POD) beneficiary is ever over-written. Instead, PODs can be added or removed, and any action needs the signature of all account owners.

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Who we are…

Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Why did we create this website?

For you! The family at First Choice wanted to build a central location that our community could get answers to their financial questions and needs. We wanted to create guides, articles, downloads, checklists, tutorials and more. By giving you the best strategies and tips to get more for your money, we hope to make our community much, much better.

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Recent articles

  • Fall 2022 Newsletter – First Choice Federal Credit Union of New Castle PA October 4, 2022
  • Summer 2022 Newsletter – First Choice Federal Credit Union of New Castle PA July 1, 2022
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  • WINTER 2022 – FIRST CHOICE FEDERAL CREDIT UNION NEWSLETTER January 2, 2022
  • How is interest actually calculated on credit cards? November 29, 2021

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

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    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.