Buying a car is a major purchase. Because of this, most people use a car loan to offset that major cost. But a car loan can affect your credit rating.
Savings, Loans and Borrowing
Questions and answers about loans, borrowing, lines of credit and more.
What fees are involved with a car loan?
Car loans are loans specific to buying a new or used vehicle. There are some fees associated with automobile loans. We detail what they are, and how much.
What fees are involved with a personal loan?
Personal loans are a simple way to get extra money when you need it for things like vacations, dental work and minor home improvements. Are there fees you should know about?
Do I need a personal loan?
A personal loan can let you receive money for less expensive needs from cars and homes, like a vacation.
Should I get a loan for my car, or save and pay cash?
A vehicle is parallel only to a car in the expense and responsibility needed. To get a car loan or to save and pay cash is a great question to answer.
What types of loans are there for home ownership?
Home ownership is a major part of entering adulthood. For such a large purchase, getting a home loan or mortgage makes the most sense. Knowing all the types makes more.
Is now the best time to get a house and a mortgage?
Owning your first home is a large step. When you attempt to get a house loan or mortgage, giving yourself room in your budget for those monthly payments matter.
How does a mortgage loan affect my credit rating?
All loans and credit accounts can have a major impact on your personal credit rating and credit score. Your mortgage or home loan is one of the bigger ones.
What are the terms for a car loan?
Car loans offer different rates, and different terms. Should you choose less years to get the vehicle paid off sooner? Or should you go longer, with a lower payment?
What fees are involved with a housing loan or mortgage?
Housing loans and mortgages can have fees associated with them. We cover those fees and interest payments so that you will know before you sign.