When you buy a home or sell your home, there is a lot to consider. One thing involving home loans and mortgages is earnest money. What is it?
Savings, Loans and Borrowing
Questions and answers about loans, borrowing, lines of credit and more.
What types of loans do you offer?
First Choice FCU of New Castle PA has created an evolving list of loans and loan services to better serve our membership.
What are the current rates for a car loan?
Car loans boil down to three required amounts – time, amount and interest rate. First Choice FCU has some of the lowest rates around New Castle PA.
When is ok to finance a purchase through credit, or more debt?
All debt might seem bad. But there are situations that arise when getting a loan or a line of credit, while making debt, also might be for the best.
How do you determine your net worth?
Determining your net worth gives you a great example of where your money health is at, and the path you need to go to meet your financial goals.
What is a good faith estimate, and how does it help me?
A good faith estimate (GFE) is a document that includes a full breakdown of all fees and costs. We look at these fees and what they mean to you
What is a good short-term investment for me to make?
Short-term investments are rarely safe, in the traditional definition. However, there are a few short-term investing options that you can use!
Should I consolidate all of my debt?
Debt consolidation is a method of taking all debt and paying it off, moving it into a new loan. This has many benefits for your credit and for your wallet.
Should I refinance my student loans?
Refinancing loans is always a consideration. However, when it comes to student loans, refinancing might not be your best course of action. Here is why…
What is the easiest way to track my savings and budgeting goals?
Tacking your savings and budgeting goals can offer a lot of solutions. However, sometimes its good to start with the basics – paper and pen. We look at ways to track them adn more.