Buying a car is a great feeling. But, what type of loan is best for getting a used car? Should you get a personal loan or a car loan?
Savings, Loans and Borrowing
Questions and answers about loans, borrowing, lines of credit and more.
What fees and costs are associated with closing costs on a home?
There are extra fees and costs associated with buying a home. These are called closing costs. What are they? When do you pay them?
Should I talk with the credit union before purchasing a home?
First Choice has a wide range of options for our members to move into home ownership. Find out more about mortgages and home loans.
What should my kids know about saving for their retirement when they start working?
Kids don’t think about retirement accounts, let alone their savings, for most of their young lives. However, thinking about the future, and planning, makes sense.
What’s the first step in the process of buying a home?
There are many steps in the home buying process. Buying a home is a very big step in someone’s life. We look at what to do and what not.
Should I refinance my house?
Your home is a valuable asset. While we all need money, refinancing might, or might not, be your best answer in troubling times. We try to answer if and when to refinance your home.
We just got married…should we have joint bank accounts?
Marriage is a big step. With it comes many financial changes. One to consider is getting joint bank accounts for the new couple. Is a joint bank account right for you?
What is a CD ladder, and why should I use one?
A CD is a certificate of deposit. A CD ladder uses these investment bodies to space investments to allow for higher, and more consisitant, returns.
Can I still get a car loan if I already have a loan with First Choice?
Getting a loan is one thing, but can you have more than one loan with First Choice?
Can a person who previously filed for bankruptcy get a car loan?
Bankruptcy can be overwhelming. If you’ve filed for bankruptcy, you might think getting a car loan can be difficult. There can be issues, but we’ll explain how.