First Choice has a wide range of options for our members to move into home ownership. Find out more about mortgages and home loans.
Homes
What is an escrow account, and do I need one for my home loan?
An escrow account is a very much needed device for mortgages and home sales. We look at what that means and why escrow accounts are used.
What’s the first step in the process of buying a home?
There are many steps in the home buying process. Buying a home is a very big step in someone’s life. We look at what to do and what not.
Should I refinance my house?
Your home is a valuable asset. While we all need money, refinancing might, or might not, be your best answer in troubling times. We try to answer if and when to refinance your home.
As the seller, what responsibilities do they have during the home buying process?
The home buying and home selling process has many areas. During the home selling process, specifically during closing, there are a few items sellers are responsible for.