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Homes

How do you determine your net worth?

March 14, 2023 by First Choice Support

Determining your net worth gives you a great example of where your money health is at, and the path you need to go to meet your financial goals.

What is earnest money, when it comes to mortgages?

January 4, 2020 by First Choice Support

When you buy a home or sell your home, there is a lot to consider. One thing involving home loans and mortgages is earnest money. What is it?

I own a home, should I buy another before selling this house?

November 27, 2019 by First Choice Support

Buying a new home is exciting! But how does home buying and home selling change if you already own a home? Do you sell your home now, or after you move?

What are closing costs, and who pays them?

November 8, 2019 by First Choice Support

When buying or selling a home, there are many costs. One of which are the closing costs on a home. Today we look at mortgages and costs for home buying.

When is ok to finance a purchase through credit, or more debt?

November 6, 2019 by First Choice Support

All debt might seem bad. But there are situations that arise when getting a loan or a line of credit, while making debt, also might be for the best.

What is a good faith estimate, and how does it help me?

October 25, 2019 by First Choice Support

A good faith estimate (GFE) is a document that includes a full breakdown of all fees and costs. We look at these fees and what they mean to you

Is it a good idea to pay off my mortgage, and transfer those payments into investments?

October 9, 2019 by First Choice Support

Removing your mortgage is a great way to free up money in your budget. But should you invest that new money? Or should you do something else with it?

What types of mortgage loans are available?

September 29, 2019 by First Choice Support

What are the various types of mortgage and home loans available to you? Which is best for your needs in Lawrence County?

What fees and costs are associated with closing costs on a home?

September 12, 2019 by First Choice Support

There are extra fees and costs associated with buying a home. These are called closing costs. What are they? When do you pay them?

How do I select a real estate agent when I go to buy a home?

September 8, 2019 by First Choice Support

Hiring a real estate when buying a home can be good choice for many, but is it for you? And how do you do it?

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Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Recent articles

  • Spring 2023 Newsletter – First Choice Federal Credit Union of New Castle PA April 1, 2023
  • What is the easiest way to track my savings and budgeting goals? March 16, 2023
  • How do you determine your net worth? March 14, 2023
  • Will checking my credit score hurt my credit? March 13, 2023
  • How do I know if I’m financially ready to buy a new car? March 11, 2023

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

  • New Castle Office - 1144 Butler Avenue

    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.