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General Information

General information questions and answers.

How do you determine your net worth?

November 4, 2019 by First Choice Support

Determining your net worth gives you a great example of where your money health is at, and the path you need to go to meet your financial goals.

My spouse died with a ton of debt…what do I do?

October 28, 2019 by First Choice Support

Debt is a complicated issue when it comes to marriage. When your spouse dies, their debt does not necessarily become yours. Here is how to tell…

Should I refinance my student loans?

October 15, 2019 by First Choice Support

Refinancing loans is always a consideration. However, when it comes to student loans, refinancing might not be your best course of action. Here is why…

How do you fix mistakes on your credit report?

October 12, 2019 by First Choice Support

Your credit report is what many lenders use to get an view of your credit history. Having a mistake on that can prevent loans. Here is how to get it fixed!

Are there any tax incentives when it comes to investing in real estate?

October 7, 2019 by First Choice Support

Investing in real estate can be a beneficial investment strategy. How it impacts your taxes is a very specific answer to you.

I am about to help my child start building their credit with a credit card and a car loan – is this right or wrong?

October 2, 2019 by First Choice Support

Helping your child develop into a financially stable adult can be difficult. Is a good idea to help them with credit cards and a loan, or no?

How do I start to repair my credit?

September 26, 2019 by First Choice Support

If you need to repair your credit, you need to be prepared for some time investment. Whether you do it on your own or hire a counseling service, you will need to put in some work.

What is a prenuptial agreement (a prenup)?

September 20, 2019 by First Choice Support

A prenuptial agreement better known as a prenup) is a legal contract signed before entering marriage. It might seem too formal, but you might need one!

How do I select a real estate agent when I go to buy a home?

September 8, 2019 by First Choice Support

Hiring a real estate when buying a home can be good choice for many, but is it for you? And how do you do it?

Are PayDay loans good or bad for my credit?

August 31, 2019 by First Choice Support

Are PayDay loans good for your credit? Are they good in general? We answer those questions today!

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Who we are…

Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Recent articles

  • Fall 2022 Newsletter – First Choice Federal Credit Union of New Castle PA October 4, 2022
  • Summer 2022 Newsletter – First Choice Federal Credit Union of New Castle PA July 1, 2022
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  • WINTER 2022 – FIRST CHOICE FEDERAL CREDIT UNION NEWSLETTER January 2, 2022
  • How is interest actually calculated on credit cards? November 29, 2021

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

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    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.