Shopping online is a given when it comes to the holiday season, and out of it. Is it better to use your credit card or your debit card to make purchases?
First Choice
What are the current rates for a car loan?
Car loans boil down to three required amounts – time, amount and interest rate. First Choice FCU has some of the lowest rates around New Castle PA.
What are closing costs, and who pays them?
When buying or selling a home, there are many costs. One of which are the closing costs on a home. Today we look at mortgages and costs for home buying.
When is ok to finance a purchase through credit, or more debt?
All debt might seem bad. But there are situations that arise when getting a loan or a line of credit, while making debt, also might be for the best.
Do I need budgeting software, or can I do a budget for free?
Creating and adhering to a budget is an important process inkeeping your financial health in good shape. Do you need software? Can you do it for free?
My spouse died with a ton of debt…what do I do?
Debt is a complicated issue when it comes to marriage. When your spouse dies, their debt does not necessarily become yours. Here is how to tell…
What is a good faith estimate, and how does it help me?
A good faith estimate (GFE) is a document that includes a full breakdown of all fees and costs. We look at these fees and what they mean to you
What is a good short-term investment for me to make?
Short-term investments are rarely safe, in the traditional definition. However, there are a few short-term investing options that you can use!
Should I consolidate all of my debt?
Debt consolidation is a method of taking all debt and paying it off, moving it into a new loan. This has many benefits for your credit and for your wallet.
Should I refinance my student loans?
Refinancing loans is always a consideration. However, when it comes to student loans, refinancing might not be your best course of action. Here is why…