Retirement should be a smooth, comfortable and enjoyable time in our lives. But, without planning and saving, it might not be.
First Choice
How much is allowed for spending when it comes to “fun stuff”?
Fun stuff should not be avoided. When you are budgeting and watching what you spend, the fun stuff can keep you sane. Today, we’ll look at the fun stuff, how much is too much, and how much fun stuff you can really enjoy each month.
How much debt is “too much debt”?
Debt is neither a good thing nor a bad thing. The type of debt and how it is used is either good or bad. Today, we want to help you make that distinction, and to know how much is too much debt.
Is it a good idea to give yourself an allowance when building a personal budget?
Personal budgeting structures your spending each month. But, is it a good idea to give yourself an allowance in that budget? Today we look at the topic and give advice for this advanced budgeting tip.
When budgeting, what is the 50/20/30 method?
Budgeting is a large topic to talk about. There are many methods of budgeting, but one is the 50/20/30 budgeting method. Today, we’ll look at what it is, if it’s right for you, and how for you to use it.
What’s the easiest method of paying down a credit card?
There are many ways you can pay off your debts, specifically your credit card debt. Today we’ll look at what some people feel is the ‘easiest’ method to doing this.
Is it bad if I don’t pay off my credit cards each month?
Credit card debt is a frustrating subject. The most important thing that you can do for yourself is use it, and pay it off. But, should you pay everything off each month?
Fall 2021 – First Choice Federal Credit Union Newsletter
In this installment of the First Choice Federal Credit Union Newsletter for the Fall (October) of 2021, we’ll be talking a lot about money, the economy and the holidays. Thanks for coming back, and being a member of our community!
Summer 2021 – First Choice Federal Credit Union Quarterly Newsletter
Summer 2021 First Choice Federal Credit Union Newsletter. We celebrate our new mobile banking app, remember a lost member of the credit union and more.
Spring 2021 – First Choice Federal Credit Union Quarterly Newsletter
In this quarter’s First Choice FCU newsletter, we look at changing mindsets (our wants, our needs and our illusions), we say goodbye to an old friend and talk about cars, car loans and car buying – like a pro!