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What fees are involved with a housing loan or mortgage?

August 19, 2018 by First Choice Support

Housing loans and mortgages can have fees associated with them. We cover those fees and interest payments so that you will know before you sign.

How is an IRA different than a 401(k) account?

August 19, 2018 by First Choice Support

Retirement plans are different. The two largest types, an IRA and a 401(k) both have separate rules, but a lot of similarities.

How are secured credit cards different than normal credit cards?

August 19, 2018 by First Choice Support

Secured credit cards are different than traditional credit cards and credit accounts. There are also some similarities that you should know!

How young can you be to get a credit card?

August 19, 2018 by First Choice Support

Credit cards and credit accounts are part of growing up from childhood to adulthood. First Choice offers credit accounts, but how old must one be to receive one?

How much does an average person need for a house loan?

August 19, 2018 by First Choice Support

House loans and mortgage are a normal part of adulthood for the general public. How much you need for an average person is personalized, but has a simple method of figuring it out for everyone.

When should I start saving for my retirement?

August 19, 2018 by First Choice Support

Saving for retirement is a personal task that involves a lot of questions and answers. One major one is when to start. First Choice has you covered.

How much will I need for retirement?

August 19, 2018 by First Choice Support

Retirement planning is a necessary, but overwhelming, aspect of getting older. The amount of retirement money needed can vary – but we have a tool to help.

How do you teach kids about saving money?

August 19, 2018 by First Choice Support

The task of teaching kids about saving money might seem difficult. However, with the First Choice Kids Club, this task is made a lot easier.

When should I start saving for college?

August 19, 2018 by First Choice Support

Saving for college can seem a bit overwhelming. However, with some preparation, good timing and great advice, the process is simple for you.

Can my children have their own savings account?

August 19, 2018 by First Choice Support

A savings account is a great way for your child to become smarter about their money. At First Choice, we have a simple method of creating a savings account for your child.

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Who we are…

Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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For you! The family at First Choice wanted to build a central location that our community could get answers to their financial questions and needs. We wanted to create guides, articles, downloads, checklists, tutorials and more. By giving you the best strategies and tips to get more for your money, we hope to make our community much, much better.

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Recent articles

  • Spring 2023 Newsletter – First Choice Federal Credit Union of New Castle PA April 1, 2023
  • What is the easiest way to track my savings and budgeting goals? March 16, 2023
  • How do you determine your net worth? March 14, 2023
  • Will checking my credit score hurt my credit? March 13, 2023
  • How do I know if I’m financially ready to buy a new car? March 11, 2023

Contact First Choice


  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

  • New Castle Office - 1144 Butler Avenue

    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.