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mortgages

What is earnest money, when it comes to mortgages?

January 4, 2020 by First Choice Support

When you buy a home or sell your home, there is a lot to consider. One thing involving home loans and mortgages is earnest money. What is it?

What is a good faith estimate, and how does it help me?

October 25, 2019 by First Choice Support

A good faith estimate (GFE) is a document that includes a full breakdown of all fees and costs. We look at these fees and what they mean to you

Is it a good idea to pay off my mortgage, and transfer those payments into investments?

October 9, 2019 by First Choice Support

Removing your mortgage is a great way to free up money in your budget. But should you invest that new money? Or should you do something else with it?

What types of mortgage loans are available?

September 29, 2019 by First Choice Support

What are the various types of mortgage and home loans available to you? Which is best for your needs in Lawrence County?

What fees and costs are associated with closing costs on a home?

September 12, 2019 by First Choice Support

There are extra fees and costs associated with buying a home. These are called closing costs. What are they? When do you pay them?

Should I talk with the credit union before purchasing a home?

September 5, 2019 by First Choice Support

First Choice has a wide range of options for our members to move into home ownership. Find out more about mortgages and home loans.

What is an escrow account, and do I need one for my home loan?

August 14, 2019 by First Choice Support

An escrow account is a very much needed device for mortgages and home sales. We look at what that means and why escrow accounts are used.

What’s the first step in the process of buying a home?

August 10, 2019 by First Choice Support

There are many steps in the home buying process. Buying a home is a very big step in someone’s life. We look at what to do and what not.

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Originally chartered in 1952, First Choice has called Lawrence County its home for over 65 years! We are your neighbors, co-workers, volunteers, students and congregation. This website was created to give back to the community, by showcasing free information for all of your needs.

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Recent articles

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  • Main branch - 2209 West State Street

    (724)652-8393

  • Neshannock Office - 2810 Wilmington Road

    (724) 652-8070

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    (724) 656-3595
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 724-652-8393 for assistance. Products and services available on this website are available at our office located at 2209 W State Street – New Castle, PA 16101.