When you buy a home or sell your home, there is a lot to consider. One thing involving home loans and mortgages is earnest money. What is it?
mortgages
What is a good faith estimate, and how does it help me?
A good faith estimate (GFE) is a document that includes a full breakdown of all fees and costs. We look at these fees and what they mean to you
Is it a good idea to pay off my mortgage, and transfer those payments into investments?
Removing your mortgage is a great way to free up money in your budget. But should you invest that new money? Or should you do something else with it?
What types of mortgage loans are available?
What are the various types of mortgage and home loans available to you? Which is best for your needs in Lawrence County?
What fees and costs are associated with closing costs on a home?
There are extra fees and costs associated with buying a home. These are called closing costs. What are they? When do you pay them?
Should I talk with the credit union before purchasing a home?
First Choice has a wide range of options for our members to move into home ownership. Find out more about mortgages and home loans.
What is an escrow account, and do I need one for my home loan?
An escrow account is a very much needed device for mortgages and home sales. We look at what that means and why escrow accounts are used.
What’s the first step in the process of buying a home?
There are many steps in the home buying process. Buying a home is a very big step in someone’s life. We look at what to do and what not.