First Choice FCU of New Castle PA has created an evolving list of loans and loan services to better serve our membership.
Money News and Information
What is the minimum loan amount for a car at First Choice?
Car loans offer a path to owning a vehicle with reduced interest rates with First Choice. What are those terms? What can you expect from your car loan?
How do I know if I’m financially ready to buy a new car?
Buying a car is exciting! But, are you actually ready, when it comes to your money, to afford it? Monthly payments aren’t for everyone – but here’s the answer!
I own a home, should I buy another before selling this house?
Buying a new home is exciting! But how does home buying and home selling change if you already own a home? Do you sell your home now, or after you move?
Will checking my credit score hurt my credit?
Checking your credit history shouldn’t hurt your credit score, right? Well, this is not always the case. Sometimes it can hurt your credit score and more.
Can my spouse’s spotty credit history reflect back (poorly) on me?
Credit and credit history is important. When you get married there are a few things that you should know about credit, debt and credit scores.
How do I make a budget with variable income in the household?
Variable incomes in a home make budgeting a more complex action. However, there is hope. We look at variable income budgeting and more.
If I’m shopping online is it better to use my credit card or my debit card to make purchases?
Shopping online is a given when it comes to the holiday season, and out of it. Is it better to use your credit card or your debit card to make purchases?
What are the current rates for a car loan?
Car loans boil down to three required amounts – time, amount and interest rate. First Choice FCU has some of the lowest rates around New Castle PA.
What are closing costs, and who pays them?
When buying or selling a home, there are many costs. One of which are the closing costs on a home. Today we look at mortgages and costs for home buying.