An emergency fund is a simple savings account devoted to a specific emergency – car repair, medical emergency, home repair, etc. Do you have one?
Focusing on savings and retirement is a smart move. However, there is a time where this might not be in your best interest.
Retirement should be a smooth, comfortable and enjoyable time in our lives. But, without planning and saving, it might not be.
Fun stuff should not be avoided. When you are budgeting and watching what you spend, the fun stuff can keep you sane. Today, we’ll look at the fun stuff, how much is too much, and how much fun stuff you can really enjoy each month.
Debt is neither a good thing nor a bad thing. The type of debt and how it is used is either good or bad. Today, we want to help you make that distinction, and to know how much is too much debt.
Personal budgeting structures your spending each month. But, is it a good idea to give yourself an allowance in that budget? Today we look at the topic and give advice for this advanced budgeting tip.
Budgeting is a large topic to talk about. There are many methods of budgeting, but one is the 50/20/30 budgeting method. Today, we’ll look at what it is, if it’s right for you, and how for you to use it.
There are many ways you can pay off your debts, specifically your credit card debt. Today we’ll look at what some people feel is the ‘easiest’ method to doing this.
Credit card debt is a frustrating subject. The most important thing that you can do for yourself is use it, and pay it off. But, should you pay everything off each month?
In this installment of the First Choice Federal Credit Union Newsletter for the Fall (October) of 2021, we’ll be talking a lot about money, the economy and the holidays. Thanks for coming back, and being a member of our community!