First Choice Federal Credit Union is proud to offer the citizens of Lawrence County two different scholarships. We believe in the future of this area. Deadlines, downloads and explanations for our scholarships are provided.
First Choice Federal Credit Union Products and Services
General questions and answers concerning First Choice Federal Credit Unions products and services for our members and the community.
What types of loans do you offer?
First Choice FCU of New Castle PA has created an evolving list of loans and loan services to better serve our membership.
Can I still get a car loan if I already have a loan with First Choice?
Getting a loan is one thing, but can you have more than one loan with First Choice?
What type of information does First Choice gather during a car loan?
A car loan from any financial institution requires certain information to be collected. First Choice is no different.
If I pay my car loan off early, is their a penalty?
Car loans are an important element for our members. What happens if you pay your loan off early?
How are pre-approval and pre-qualifying different?
The loan process has many steps. Pre-approval and pre-qualification are steps in the home lending process.
Do I have to sign-up for automatic payments for my car loan? How do I do that?
Signing up for automatic payments for your car loan is a consideration, and something that we recommend. Find out why, and how, to do that.
Using your credit union to protect your financial wishes with a Payable On Death (POD)
Death is a tough subject to think about. However, with proper planning and with something like a POD (Payable On Death) account, your credit union can help ease your stress.
Are there any other benefits to naming a Payable On Death (POD)?
One of the largest benefits to adding a payable on death (POD) beneficiary to your account with First Choice FCU is that it increases your insurance coverage by $250,000!
What if an account owner adds a POD, and a joint owner adds another?
No Payable On Death (POD) beneficiary is ever over-written. Instead, PODs can be added or removed, and any action needs the signature of all account owners.