Interest on credit cards is a math-heavy topic. However, we can make things a bit more simple. Whether you just want to know APR, rates or what you spend in interest, we’re going to show you today.
Credit and Debit Cards
Credit cards and debit cards questions and answers.
What does APR mean when someone talks about credit cards?
When it comes to credit cards, there are a lot of different things to consider. One is the APR. What is an APR? How does it correspond to credit cards?
How much debt is “too much debt”?
Debt is neither a good thing nor a bad thing. The type of debt and how it is used is either good or bad. Today, we want to help you make that distinction, and to know how much is too much debt.
What’s the easiest method of paying down a credit card?
There are many ways you can pay off your debts, specifically your credit card debt. Today we’ll look at what some people feel is the ‘easiest’ method to doing this.
Is it bad if I don’t pay off my credit cards each month?
Credit card debt is a frustrating subject. The most important thing that you can do for yourself is use it, and pay it off. But, should you pay everything off each month?
What types of loans do you offer?
First Choice FCU of New Castle PA has created an evolving list of loans and loan services to better serve our membership.
If I’m shopping online is it better to use my credit card or my debit card to make purchases?
Shopping online is a given when it comes to the holiday season, and out of it. Is it better to use your credit card or your debit card to make purchases?
When is ok to finance a purchase through credit, or more debt?
All debt might seem bad. But there are situations that arise when getting a loan or a line of credit, while making debt, also might be for the best.
How do you determine your net worth?
Determining your net worth gives you a great example of where your money health is at, and the path you need to go to meet your financial goals.
I am about to help my child start building their credit with a credit card and a car loan – is this right or wrong?
Helping your child develop into a financially stable adult can be difficult. Is a good idea to help them with credit cards and a loan, or no?