First Choice FCU of New Castle PA has created an evolving list of loans and loan services to better serve our membership.
Cars
What is the minimum loan amount for a car at First Choice?
Car loans offer a path to owning a vehicle with reduced interest rates with First Choice. What are those terms? What can you expect from your car loan?
How do I know if I’m financially ready to buy a new car?
Buying a car is exciting! But, are you actually ready, when it comes to your money, to afford it? Monthly payments aren’t for everyone – but here’s the answer!
What are the current rates for a car loan?
Car loans boil down to three required amounts – time, amount and interest rate. First Choice FCU has some of the lowest rates around New Castle PA.
When is ok to finance a purchase through credit, or more debt?
All debt might seem bad. But there are situations that arise when getting a loan or a line of credit, while making debt, also might be for the best.
Should I get a personal loan or a car loan, for the used car I want to buy?
Buying a car is a great feeling. But, what type of loan is best for getting a used car? Should you get a personal loan or a car loan?
When I buy a new car, what is the best thing to do with my old car?
Buying a car is a great event. New smells, new miles and new adventures await. The whole process also begs one question – what do you do with your old car?
What is an escrow account, and do I need one for my home loan?
An escrow account is a very much needed device for mortgages and home sales. We look at what that means and why escrow accounts are used.
Can I still get a car loan if I already have a loan with First Choice?
Getting a loan is one thing, but can you have more than one loan with First Choice?
Can a person who previously filed for bankruptcy get a car loan?
Bankruptcy can be overwhelming. If you’ve filed for bankruptcy, you might think getting a car loan can be difficult. There can be issues, but we’ll explain how.

